Backdoor Roth Ira Contribution Limits 2025. What are the ira limits in 2025? The 2024 roth ira income limits are $161,000 for single tax filers and $240,000 for those married filing jointly.
With a mega backdoor roth ira, you can withdraw funds without penalty after they have been in the account for five years and you are over age 59 1/2. The ira contribution limits for a particular year govern the amount that can be contributed to a traditional ira to start the backdoor.
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